April 24, 2025
Ask AI: Financial Literacy for Gen Alpha
Maybe not surprising, we had too much fun with our Gen Z financial literacy tips, we wanted to go one step further and shout out Gen Alpha next. They may be cooking at school right now, but they are low-key wondering about money. After all, can’t always bum cash off mom & dad for that Starbi’s or Roblox need. Burn. This fanum tax is real.
They definitely want to have financial rizz. No skibidy Ohio over here when it comes to saving for their future. No cap. Bruh, their credit scores be sigma fire by the time they get that first paycheck. We don’t want this generation to be delulu when it comes to financial literacy; we’d prefer GOAT. We want to be proud of their money aura.
Okay, I think I’ve embarrassed my kids enough; onto the post. Enter AI to shed some light in a script they might understand. IYKYK.
Here’s a Gen Alpha-style breakdown of financial literacy tips—straightforward, engaging, and meme-friendly:
Money Moves for the Next-Gen Hustlers 
1. Budget Like a Boss – Split your cash:
- 50% Needs (rent, food, boring adult stuff)
- 30% Wants (games, streaming, fun vibes)
- 20% Future You (savings & investments = rich later)
2. Paycheck Decoder 101 – Your first check might shock you (taxes = real). Know where your money’s going before you panic.
3. Credit Score = Adult XP – Pay bills on time, keep debt low, and don’t max out that card. Good credit = cheaper cars, homes, and loans later.
4. Avoid Broke Energy – High-interest debt (like credit cards) is a trap. Pay it off FAST. Student loans? Know your repayment plan.
5. Make Your Money Work – 401(k) = free money if your job offers a match. Roth IRA? It’s the GOAT for tax-free growth. Start investing early.
6. Salary = Negotiable – Don’t just take the first offer. Know your worth, ask for more, and check the perks (healthcare, PTO, etc.).
7. Emergency Fund = Lifesaver Mode – Stack up 3-6 months of expenses in a separate savings account. Life throws curveballs. Be ready.
Keep it simple, stack your cash, and let Future You say “thanks.” 
What Gen Alpha term did we miss? Or which one is your favorite? If you don’t have the pleasure of having a Gen Alpha in your life, you may want to find the youngest person you know to hit that translate button on this post. Sorry, not sorry.
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